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Rates & Insurance

Psychology Services:

$185 per 45-50 minute consultation and $175 per 45-50 minute session thereafter.

 

Insurances Accepted:

Cigna       (excludes Dr Mulholland and Dr Ghali)

Medicare  (Dr Shastri only)  (no Medicare replacement plans)

Webtpa    (excludes Dr Ghali)

*If you have out of network benefits, you may be eligible for reimbursement. Please call your insurance company for details.

 

Do you have Medicare?: 

Dr. Shastri accepts Medicare. However, she is not on any Medicare replacement plans like Aetna or Humana. If you have any of these plans, please call your insurance for benefit descriptions before scheduling with us. 

Except for Dr. Shastri, our psychologists are not providers for Medicare and have opted-out of government programs. Therefore, you are not eligible to submit receipts for reimbursement for even a denial or for secondary insurance coverage. Please review Medicare's Publication "Medicare Private Contract" for details.

 

Forms of payment we accept:
All major credit cards are all accepted forms of payment. HSA or FSA reimbursement cards are treated as credit cards and are accepted here.

 

When using insurance for psychotherapy services there are several important factors to consider:

  • We do not bill insurance for couples/relationship counseling services as it is typically not considered medically necessary if there is no diagnosable mental illness.
  • In order for your insurance company to cover psychological services we must share with them your diagnosis, which also means you must be given a diagnosis even if your difficulties are quite typical. When an insurance company is covering payment for your treatment they are able to request certain information regarding your symptoms, treatment, and history. Once the information leaves our office, it is no longer in our control.

Life can be challenging, and it is an honorable choice to seek psychological services to improve your life when you are struggling. It takes courage to share private aspects of your life with a professional, and we deeply respect and appreciate the importance of your confidentiality and privacy. For this reason, there are good reasons why many people are choosing not to use their health insurance to pay for their services.

Although paying for treatment oneself provides the only true privacy, we also understand that this is not a feasible option for some. If you need treatment, and are unable to self-pay, don't let it stand in your way. We will provide your insurance company with only that information which is necessary for you to receive the services you need.  

 

How does using in-network insurance work?

Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

  • Do I have mental health benefits?
  • Do I have a deductible and has it been met?
  • After the deductible is met, do I owe a copay or coinsurance amount?

Services are billed to your insurance electronically and typically take 10-14 business days to process. Remember, you are ultimately responsible for all fees associated with services provided. 

 

What to do if we do not participate with your insurance?

Many of our clients choose to use their out-of-network benefits with their health insurance plan. It is important for clients to know the nature and extent of their benefits for mental/behavioral health care. Some plans have different coverage and deductibles or require their members to call prior to any services.

 

How does using out-of-network insurance work?

Payment, in full is due at the time of service. Services may be reimbursable with your out-of-network benefits. Please check your coverage carefully by  calling your insurance company and asking the following questions:

  • Do I have out-of-network benefits?
  • Do I have mental health benefits?
  • Do I have an out-of-network deductible? Has it been met?
  • After the deductible is met, what is the percentage of reimbursement?

Our office will be happy to provide you with the proper insurance documents for you to submit claims to your insurance company for individual psychotherapy services (for which you must have a diagnosed condition.) You will not be provided with any diagnosis codes for couples counseling or if you are under a Medicare Private Contract. Your insurance will communicate and/or reimburse you directly for any benefits you are entitled to. We do not accept any responsibility for following up on claims or processing. Please call your plan administrator if you have any questions about your insurance. 

 

Are you ready to schedule your initial consultation?

Visit the "Our Team" page to review our doctors, their availability for new patients as well as specialties they may treat. Complete a contact request form on the page for the doctor or your choice and you will be contacted shortly.

You may also call us at (239) 561-9955 if you have any other questions. If you are prompted to leave a message, please do and someone will call you back shortly. 

 

We look forward to working together!

 

 

Helpful Forms

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